SIP Calculator
Calculate returns on Systematic Investment Plan (SIP) with step-up option and visualize wealth creation
₹
Increase investment annually
Total Investment
₹6,00,000
Your contribution
Estimated Returns
₹5,61,695
Wealth gain
Maturity Value
₹11,61,695
Total corpus
Wealth Growth Over Time
Investment vs Returns
Investment Summary
Monthly SIP:₹5,000
Expected Return:12% p.a.
Time Period:10 years (120 months)
Annual Step-Up:0%
Total Months:120
Monthly Return:1.000%
Absolute Return:93.62%
CAGR:6.83%
Why SIP Works
Rupee Cost Averaging: Invest across market cycles, reducing timing risk
Power of Compounding: Your returns generate returns, accelerating wealth creation
Disciplined Investing: Automated monthly investments build long-term wealth
Flexibility: Start small and increase with step-up as income grows