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Loan EMI Calculator

Calculate Equated Monthly Installment (EMI) for home, car, or personal loans with amortization schedule

Monthly EMI
₹6,334
Pay this amount every month for 10 years
Principal Amount
₹5,00,000
Loan amount
Total Interest
₹2,60,055
Interest payable
Total Payment
₹7,60,055
Principal + Interest

Payment Breakdown

Yearly Payment Split

Loan Summary

Loan Amount:₹5,00,000
Interest Rate:9% p.a.
Loan Tenure:10 years (120 months)
Monthly EMI:₹6,334
Principal Repayment:₹5,00,000
Total Interest:₹2,60,055
Total Payment:₹7,60,055
Interest/Principal Ratio:52.0%

Amortization Schedule

EMI Calculation Formula

EMI = [P × r × (1+r)^n] / [(1+r)^n - 1]

P = Principal loan amount (₹5,00,000)

r = Monthly interest rate (0.7500%)

n = Total number of months (120)

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