Interest Rate Calculator

Multi-purpose interest calculator for simple, compound, rate, and time calculations.

Interest Rate Calculator

Calculate simple interest, compound interest, find interest rate, or determine time period for your investments

$
Final Amount (Simple Interest)
$140,000
After 5 years at 8% p.a.
Principal Amount
$100,000
Starting investment
Interest Earned
$40,000
Interest component
Final Amount
$140,000
Total value

Investment Growth

Year-by-Year Interest

Calculation Details

Principal:$100,000
Interest Rate:8% p.a.
Time Period:5 years
Simple Interest:$40,000
Interest Earned:$40,000
Final Value:$140,000
Growth Multiple:1.40x
Return Percentage:40.00%

Formulas Used

SI = P × r × t
Amount = P + SI

P = Principal amount, r = Interest rate (as decimal)

t = Time in years, A = Final amount, n = Compounding frequency